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Enrollment Decisions
As you decide about your dental coverage, be sure to consider the following:
  • Can I get adequate coverage elsewhere, such as through my spouse's employer's plan?
  • Is my dentist part of the DMO? If not, do I mind switching to a DMO dentist to get the higher level of benefits?
  • Do I need to cover my family members, or can they be covered by another plan?
  • Will my family or I need much dental care next year, or just regular checkups and cleanings? Does it make more sense to enroll for coverage or pay any costs out-of-pocket?
  • What dental expenses can be reimbursed through a Healthcare FSA?