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Dental Coverage
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Dental Coverage
The dental coverage offered by McGraw-Hill is designed to encourage good preventive care to help you maintain healthy teeth and gums. The program also helps you pay for a broad range of other dental services when treatment is needed.
You have a choice of two dental options to help you pay for your dental care needs.
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The DMO Dental Option provides dental care through a network of dentists and other dental care providers. When you join the DMO, you must use participating DMO providers in order to receive benefits. As long as you stay in-network, your out-of pocket dental costs will generally be lower than under The McGraw-Hill Companies Dental Option. Keep in mind that there is no out-of-network coverage under the DMO Dental Option. DMO members in Texas should review the Regulatory Notice for information about premium or claim disputes. For a detailed summary of this option, see the DMO Dental Option Benefit Highlights.
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The McGraw-Hill Companies Dental Option is a traditional indemnity plan that reimburses a portion of your covered dental expenses after you pay an annual deductible. Your dental care costs less if you stay within its Dental PPO network, but gives you freedom to use the dentist of your choice. By going to a PPO dentist, you receive services at a discount, so your share of the cost is less and you save money. For a detailed summary of this option, see The McGraw-Hill Companies Dental Option Benefit Highlights.
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