Cost of Coverage

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	Health

	Medical Coverage

		Comparing Your Options

		Cost of Coverage

		Enrollment Decisions

		Filing Claims

		FAQs

	Prescription Drug Coverage

	Dental Coverage

	Vision Coverage

	Retiree Healthcare Coverage

	COBRA Coverage

	Healthy Living Resources

	EAP/Mental Health Benefits

Cost of Coverage

Paying Our Share

The McGraw-Hill Companies pays, on average, 80% of the cost of the medical option you choose.

If you enroll in healthcare coverage, you will pay your share of the cost through payroll deductions. Contributions are based on:

Your annual salary. To make healthcare affordable to all employees, your cost for coverage varies by your salary.

The option you choose.

The coverage level you select. You can choose to cover:

yourself only,

yourself plus one eligible family member, or

yourself plus two or more eligible family members.

The more people you cover, the higher the cost for coverage.

Monthly Contribution Costs


2008 Monthly Contribution Costs
Core Option and Out-of-Area Option
Salary Range	Employee Only	Employee + 1 Dependent	Employee + 2 or More Dependents
< $35,000	$22	$44	$66
$35,000 – $54,999	$33	$66	$99
$55,000 – $84,999	$48	$96	$144
$85,000 – $129,999	$62	$124	$186
$130,000 – $199,999	$74	$148	$222
$200,000+	$85	$170	$255
Account-based Option*
Salary Range	Employee Only	Employee + 1 Dependent	Employee + 2 or More Dependents
< $35,000	$30	$60	$90
$35,000 – $54,999	$45	$90	$135
$55,000 – $84,999	$65	$130	$195
$85,000 – $129,999	$85	$170	$255
$130,000 – $199,999	$102	$204	$306
$200,000+	$117	$234	$351
Traditional Option
Salary Range	Employee Only	Employee + 1 Dependent	Employee + 2 or More Dependents
< $35,000	$49	$98	$147
$35,000 – $54,999	$74	$148	$222
$55,000 – $84,999	$107	$214	$321
$85,000 – $129,999	$139	$278	$417
$130,000 – $199,999	$167	$334	$501
$200,000+	$192	$384	$576